Where I got most of my education from is from Angela Stark’s website at:

PLEASE DONATE TO Angela. She’s doing a great job. All voluntarily.

John Stuart’s Site:

Prepaid Legal

You really need to have someone to consult for legal advice when you are in this process.  Join prepaid legal for just $30/m and you can talk to a lawyer as long as you want on the phone.  Invaluable!

>> Prepaid Legal <<

Modern Money Mechanics
Modern Money Mechanics

How Money is created. This is a publication by the Federal Reserve Bank of Chicago. Don’t take my word for it. Do your own reading and research. This is how banks truly create money to fund your loan.

You should also research “HJR 192″. This Act abolished gold from our currency. From this point forth, “there is no money”. There is just perceived purchasing power we agree upon from Federal Reserve Notes.

Landmark Decision
Inre-Weisband-DECISION. This is awesome and is being used all over the country to defeat banks.
Synopsis of Inre Weisband case

Securitization Examination and Foreclosure Audit Service

This is a great service.  They give you a detailed audit within 10 to 14 days about who currently owns your note.  This is important to build evidence in your civil action.  I highly recommend this one if you are going to go into litigation against your lender.  In court, all that matters is a) the law b) evidence.  If your evidence is weak, or is just a bunch of theories, accusations and conjectures (as most pro se litigants tend to be), then your case will have less chance of success.

This is your house we’re talking about.  It is worth your while to stack the odds as much as possible on your side.  Opposing attorneys can not argue against FACTS.


Forensic Loan Examinations and Foreclosure Investigations – Do not confuse a Forensic loan examination from a forensic loan audit. Many times a loan audit is done by a software program and only uncovers about 50% of violations, and are usually done and sold by those with no experience. A Forensic Loan Examination is done by hand by someone who has been fully trained on what to look for. Many times they are done by an Attorney or a CPA.  A foreclosure investigation is an investigation of every document submitted by your lender and others since the letter of default. Mortgage Assignments, Trustee Substitutions, and many other documents filed with county records will be examined to see who actually has standing or right to foreclose. The foreclosure investigation service is only beneficial to those in Non-Judicial States.

Some Attorney’s sell Forensic Loan Audits for $ 2,000.00 and up.  Through a special arrangement, I’ve negotiated this special price for my referrals through Tom for just $750.  My friend John Stuart recommends this guy.  The company we have aligned with offers them for just $995 for a Forensic Exam and Foreclosure Investigation.

>> SPECIAL!  For a limited time these audits are available for just $750.

  • #1 written by Effie Rau-Stathakos
    about 3 years ago

    Looking for a competant, experienced lawyer in Chicago, IL to help with my case….Have you done any research on lawyers who are willing and able to fight this kind of fight? I keep getting the ignorant ones who don’t think anyone can win cases like this….

  • #2 written by Richie
    about 4 years ago

    Hi…..does your program work for the state of Louisiana? We are under what is call the Napoleonic Law system…and we have mortgages not trust deeds.

    If not, can you point me in the right direction?

    My question is open to anyone that might have an answer.

    Thank you in advance

  • #3 written by Rory Fletcher
    about 4 years ago

    I have an 80/20 loan. Can the holder of the 20% loan foreclose?
    The 80 is through PNC and the 20 is through Greentree. I’m getting ready to ask PNC to produce the note. I’m not sure what to do with Greentree.

  • #4 written by Alma
    about 4 years ago

    Thank you Jim for sharing this.

  • #5 written by Jim S
    about 4 years ago

    I found this interesting, for those who would like to examine:

    Happy Holidays
    Jim S

  • #6 written by Alma
    about 4 years ago

    Hi Denise,

    To learn about mechanics lien you can read this info here or here


  • #7 written by DENISE
    about 4 years ago

    What exactly does a mechanics lein do? The home is out of our name and into an LLC and about to move again and looking into a land trust, but ran across your site and the question about the lein. Thanks for giving hope to the millions who are being ripped from their homes!

  • #8 written by Colleen
    about 4 years ago

    I received a loan mod last October from BofA.
    At the same time I was contacted via email and phone by the “owner” of my note: Impac Funding, who offered me a mod as well stating I would get it sooner through them and should pay the 1995.00 fee. After numerous emails, I opted for BofA and it did go through. I am now a year later being contacted by Impac again for another loan mod. I asked if they could do a principal reduction and of course, their answer was no and that they are not a part of any government program but just trying to do their customers a service until the values come up on the houses again. If after 5 years in the mod, the value does not come up, they might do another mod. They also have a short sale program.
    I asked BofA for my orginal note through email and they said ok but then after about 2 weeks closed the request. I do have a copy in pdf. It states MERS as the mortgage holder and Impac (2 signatures on the note: without recourse pay to Impac funding signed by someone from First Financial Equities and another signature of an authorized signatory.
    I got the original mortgage from First Financial Equities in 2006, then Countrywide in 2008, which is now Bof A. (I’m a bit confused about the turn of events. It’s dizzying)
    But it seems IMPAC is on the so called original Note from 2006.
    Can I post my mortgage and copy of note on here for review and comments by you and our group?

    Where do I start and do I have a case? I am current so far and not sure if I should stay or will be able to stay that way.


  • #9 written by Mark
    about 4 years ago

    Hi George,
    In Colorado we are a Deed of Trust state with the Public Trustee of the county as trustee. I’m wondering if you have had any experience with a Public Trustee in this process?
    Thanks, Mark

  • #10 written by Rick De Boer
    about 4 years ago

    I have just been approved for a loan mod . Could I still use this process?
    Thank you so much for your time

  • #11 written by FUTURE
    about 4 years ago

    I am in negotiations now with the lenders for a mod. foreclosure was haulted til then. should i start at mode 7since my sale date has passed by and they are working with me or should i start from the beginning of the process?

    I got my securitaztion report from neil garfield andi have it in my possesion. i don’t know what to do with it or even what it means. i knew i needed though so i ordered it.

    where should i start

  • #12 written by George Tran
    about 4 years ago


    I take questions asked as comments on this site. I get well over 100 emails a day.

    Thank you.



    George do you take questions from people that are intrested in doing this processure? If so how do you reach you, or can Karen Tappert be reached by e-mail or by phone?

    Thank you

  • #13 written by Paulette
    about 4 years ago

    George do you take questions from people that are intrested in doing this processure? If so how do you reach you, or can Karen Tappert be reached by e-mail or by phone?

    Thank you

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