Here’s what Wachovia’s lawyers sent back to me.

This is what Wachovia responded with.  Especially with regards to my bankruptcy.

Something important for you to learn.  1) If you have a pending civil action outside of BK….filing a BK could and does have a direct consequence to the proceeding.  This attorney here is claiming that the civil action must cease during the automatic stay.  I will have to consult with my attorney.

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FYI about “intent to dismiss”.  This is standard procedure in an emergency BK filing.  Remember, I had 24 hours to get the filing done…and there are a number of additional documents you need to file within 14 days after the initial filing.  I intend to file for an extension here.

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Another option I am considering is to file  a motion to change venue and move it into Bankruptcy court.

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Anyway, nothing deep to share.  Just keeping you posted by the minute what is ACTUALLY happening to me so you can live vicariously through my experience (and hopefully learn from it).  The biggest take away is…if your civil action is outside of BK, when you file BK, it COULD put a hold on your civil action.  You have a right to object to it…and SHOULD to object to it of course.

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Sincerely

George